Thursday, May 24, 2012

How to Save on Computer Costs

Owning a computer is a necessity in our technology-driven world. Nearly every business, bank, and creditor offers their services from the convenience of your laptop. While accessibility is the goal, it may be far-reaching if you cannot afford to buy a computer. Spending between $500 and $2,000 can pose a strain on any budget. Before heading to the tech store, review the bargain shopping tips below. Finding a good deal may be easier than you think.
  1. Say “yes” to the super store. Apple and Best Buy aren’t the only computer-selling sources. Superstores like Costco and Sam’s Club carry a variety of computer models at a discounted price. Do some cost-comparison by visiting these and other stores in your area. Why spend more for the same product?
  2. Shop for a refurbished model. If you lack a superstore membership, shopping for a refurbished computer is a great way to save 25% or more. While the term “refurbished” scares away many consumers, these models go through the same quality testing as their newer counterparts. The best part? They usually come equipped with a warranty as well. Set aside your preconceptions and include this option on your shopping list.
  3. Go outside your comfort zone. Long-time computer users are often loyal to a specific brand. While your relationship with Apple may span a decade, don’t let your bias keep you from a bargain. Step outside your comfort zone and get the most for your money. Can you find a similar machine at a $500 discount? Ask yourself if the name attached to your computer is worth the inflated price. Market research contains a wealth of knowledge. See beyond the brand and place a higher premium on quality.
  4. Opt for a package deal. The best savings come in packages. Make sure your new computer comes fully loaded with the latest operating system and relevant software. Without these features, paying to install the necessary updates can cost thousands. Save your money and find a retailer who stocks praiseworthy merchandise.
  5. Don’t buy more than you need. When it comes to processing and memory, the computers in today’s market are faster and larger than ever. However, it’s important to think twice before purchasing the biggest and the best. Consider the added cost for upgraded features. Do you need the fastest processor available, or would a standard model suit your needs? Along the same lines, do you really need a 750GB hard drive for 100GB of information? Smart shopping is about weighing the options and choosing the best fit. Don’t pay for unneeded extras. Protect your wallet and buy with caution.
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This guest post was provided by Lexington Law, a credit repair firm that helps people address their credit score issues.

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